Acceptance of Terms

By accessing and using the website https://heritagecapitalservices.ae (the "Website"), you acknowledge that you have read, understood, and agree to be legally bound by all the terms and conditions outlined in this document.

If you do not agree to abide by the above, please do not use this service.

We reserve the right to modify these Terms and Conditions at any time without notice. Your continued use of the Website following the posting of revised Terms and Conditions means that you accept and agree to the changes.

Use License and Restrictions

Heritage Capital Services grants you a limited, non-exclusive, non-transferable license to use this Website for lawful purposes only, subject to the restrictions set forth in these Terms and Conditions.

You may not:

• Modify or copy the materials
• Use the materials for any commercial purpose or for any public display
• Attempt to decompile or reverse engineer any software contained on the Website
• Remove any copyright or other proprietary notations from the materials
• Transfer the materials to another person or "mirror" the materials on any other server
• Violate any applicable laws or regulations
• Infringe upon the intellectual property rights of Heritage Capital Services or any third party
• Access the Website through any automated means (bots, scrapers, etc.)

Permitted Use

You are permitted to use the Website for personal, informational, and educational purposes only. Any commercial use, republication, or redistribution without express written permission is prohibited.

You retain all ownership rights to content you submit. By submitting content, you grant Heritage Capital Services a non-exclusive, worldwide, royalty-free license to use that content.

Disclaimer of Warranties

The materials on Heritage Capital Services' Website are provided on an "as is" basis. Heritage Capital Services makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including fitness for a particular purpose or non-infringement of intellectual property rights.

Your use of the Website and its materials is entirely at your own risk. You assume all responsibility and risk for the use of the Website.

Limitation of Liability

In no event shall Heritage Capital Services or its suppliers be liable for any damages arising out of the use or inability to use the materials on the Website, even if notified of the possibility of such damage.

What You Cannot Hold Us Liable For:

• Loss of profits or revenue
• Loss of data or information
• Loss of business or reputation
• Any indirect, incidental, special, or consequential damages
• Viruses or malicious code on the Website
• Errors or omissions
• Delays or interruptions in service
• Third-party conduct or content

Maximum Liability: In no case shall our total liability exceed the amount you paid us (if any) for accessing the Website.

Accuracy of Materials and Information

The materials appearing on Heritage Capital Services' Website could include technical, typographical, or photographic errors. Heritage Capital Services does not warrant that any of the materials on the Website are accurate, complete, or current.

Disclaimer on Investment Information

Any investment information provided is based on your circumstances as disclosed to us. Actual results may differ materially from projections or estimates. Financial markets are subject to rapid change. Past performance is not indicative of future results.

Materials License and Intellectual Property

Heritage Capital Services grants you a non-exclusive license to display and use the materials on the Website for personal and informational purposes only.

Prohibited Uses:

• Reproduce or republish the materials
• Sell, rent, or lease the materials
• Modify or adapt the materials
• Create derivative works based on the materials
• Decompile, reverse engineer, or disassemble any software
• Use the materials for commercial purposes

All content on the Website is protected by copyright, trademark, and other intellectual property laws. You may cite or refer to our Website with appropriate attribution and a link back to https://heritagecapitalservices.ae

Modifications to the Website and Services

Heritage Capital Services reserves the right to modify or discontinue, temporarily or permanently, the Website or any services with or without notice.

Changes We May Make:

• Add, remove, or modify Website features
• Change pricing or service terms
• Discontinue certain services or features
• Restrict access to certain areas
• Change or remove content
• Modify these Terms and Conditions

We will attempt to notify you of significant changes. However, your continued use of the Website constitutes acceptance of any modifications.

Links to Third-Party Websites and Disclaimer

The Website may contain links to third-party websites and resources. Heritage Capital Services is not responsible for the accuracy, completeness, or reliability of third-party websites.

Unless explicitly stated, Heritage Capital Services has no partnership, affiliation, or endorsement relationship with any linked third-party website.

Governing Law and Jurisdiction

These Terms and Conditions are governed by and construed in accordance with the laws of the United Arab Emirates, without regard to its conflict of law principles.

Jurisdiction

You irrevocably submit to the exclusive jurisdiction of the courts located in Dubai, United Arab Emirates. Any legal action arising under these Terms and Conditions shall be brought exclusively in such courts.

Applicable Laws

These Terms are subject to United Arab Emirates Federal Law, Dubai Emirate regulations, and all applicable international laws and standards.

Limitation Periods for Claims

You agree that any claim or cause of action arising out of or related to the Website or these Terms and Conditions must be filed within one year after such claim or cause of action arose. After that period, such claim or cause of action is permanently barred.

This limitation applies to all claims, including claims arising under contract, tort, strict liability, or any other legal theory.

Indemnification

You agree to indemnify, defend, and hold harmless Heritage Capital Services and its officers, directors, employees, and agents from any and all claims, damages, losses, costs, and expenses arising from:

We reserve the right to control the defense of any claim, and you agree to cooperate fully in our defense.

Privacy and Data Protection

Your use of the Website is also governed by our Privacy Policy. Please review our Privacy Policy to understand our practices regarding the collection and use of your personal information.

Key Privacy Principles:

• We collect only necessary information
• We protect your data with industry-standard security
• We do not sell or rent your information
• We comply with applicable privacy laws
• You have rights regarding your personal data
• We retain data only as long as necessary

In the event of a data breach, we will notify affected users in accordance with applicable law.

Contact Us for Questions

If you have any questions regarding these Terms and Conditions, please contact us:

We will respond to your inquiry within 5 business days. Any legal notices must be provided in writing to the above address to be effective.

Updates to These Terms and Conditions

Heritage Capital Services may update these Terms and Conditions from time to time to reflect changes in our practices, technology, legal requirements, or other factors.

When We Update:

• We will post the updated Terms and Conditions on the Website
• We will update the "Last Updated" date
• For significant changes, we will attempt to notify you via email

Your Acceptance: Your continued use of the Website following the posting of updated Terms and Conditions constitutes your acceptance of those changes.

If you do not agree with the updated Terms and Conditions, you may discontinue your use of the Website.

Severability and Waiver

If any provision of these Terms and Conditions is deemed invalid, unlawful, or unenforceable by a court of competent jurisdiction, such provision shall be severed, and the remaining provisions shall remain in full force and effect.

Waiver

The failure of Heritage Capital Services to enforce any right, power, or provision shall not operate as a waiver of that right, power, or provision.

A waiver of any breach of these Terms shall not constitute a waiver of any subsequent breach. The rights and remedies under these Terms are cumulative and not exclusive of any other rights or remedies provided by law.